Am I Required to Have Health Insurance?

The Individual Mandate portion of the Affordable Care Act (commonly referred to as “Obamacare”) requires most legal US citizens and resident aliens to be covered by a qualified health insurance plan that provides coverage for minimum essential benefits, beginning Jan. 1, 2014.

What Happens if I Don’t Have Health Insurance?

Beginning Jan. 1, 2014, individuals not covered by a qualified health insurance plan in excess of three (3) consecutive months (and without an approved exemption) will be required to pay a “fee” known as the Individual Shared Responsibility Payment.

How Affordable is Health Insurance for Me?

Everything in the Affordable Care Act (including the name itself) would lead us all to believe that health insurance would be affordable. The reality: whether or not health insurance is now “affordable” depends upon a few variables, with household income being No. 1.

How Can I Get A Quote for Health Insurance?

If you know your household income is above 400% of the Federal Poverty Level (FPL), it’s as simple as clicking the link below or contacting one of our CMS Certified* agents to schedule a face-to-face enrollment.

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