MEDICARE SUPPLEMENT INSURANCE IN AND AROUND ANGOLA, AUBURN, BLUFFTON, FORT WAYNE, HUNTINGTON, AND KENDALLVILLE, IN
There are many options and types of health insurance, and it can be a hassle to find the plan that works for you. It is our goal to help you find quality and affordable Medicare coverage, and we have the resources you need to do so. Work with our trained insurance agents and some of the most recognized Medicare Supplement carriers offered in Indiana.
If you have Medicare Parts A & B as your primary insurance payer, you might also choose to have a Medicare Supplement as a secondary payer. Medicare Supplements help cover some of the eligible expenses not paid by Medicare Part A and Medicare Part B. Medicare does not pay all the costs of your healthcare. There are deductibles, coinsurance and co-pays that you are responsible for when Medicare is the primary payer.
Medicare Advantage Plans*
If you have a Medicare Advantage Plan, called Part C of Medicare, it is the primary insurance payer. The Advantage Plan replaces Medicare Parts A & B and a Medicare Supplement. You remain enrolled in Medicare and must continue to pay your Part B premium. You are responsible for co-pays under the Advantage Plan, usually with a maximum out-of-pocket limit protecting you from catastrophic expenses. Medicare Advantage Plans typically have low or no premium cost.
Medicare Prescription Plans*
Medicare Prescription Plans are called Part D of Medicare. They are drug plans that are provided by insurance companies. You must have Part A and/or Part B to be eligible for a Part D Prescription Plan. Part D Plans may have up to four levels: a deductible level (some plans have no deductible); an initial coverage level (all plans have this); a coverage gap level; and a catastrophic level. Depending on your medication usage, you may not have costs high enough to reach the gap or catastrophic levels.
Please contact Chris Ivancic today at (260) 484-7010, ext. 208 to learn more about your complete list of Medicare options.
*These descriptions are intended only as an overview and are not intended to explain all of the intricacies of Medicare and related insurance plans. For more complete information, contact your insurance agent or a Medicare representative.