Where to get affordable health insurance
Medical care and home care costs keep rising which makes health insurance pretty much an essential thing. Health Insurance Shop is a broker specializing in medical cover and they can help you with the best plans in Angola IN and Auburn IN.
When health care costs increase by double-digits things start getting scary and you need all the help and advice you can get when it comes to health insurance. So it is good to know about a broker who can help you find the right health insurance, assist with claim resolutions, can find the best health care providers, can offer road side assistance and can tailor specialty insurance for you.
There are many different types of health insurance plans and it is sure is confusing and difficult to figure out on your which plans or combination of plans are right for you. The best way to try and decipher it is to consider two categories – major health insurance and non-major medical cover.
Major health has different sub-sections such as major medical plans, qualified health plans and catastrophic plans. Non-major health insurance can be expanded to short term health and GAP insurance.
So where do you get health insurance. Well if you work for medium or big company you will get health insurance from your employer via their group plans. But what if you don’t work for a big company or you don’t work at all?
Some people get health insurance from government programs such as Medicaid and Medicare. The rest of us are simply uninsured or have to buy private health insurance from a healthcare exchange, an insurance carrier or a broker such as Health Insurance Shop.
If you are uninsured you could face tax penalties in terms of the Affordable Care Act (ACA), also referred to as “Obamacare”.