Avail the most of cheap health insurance plans
Nothing can be more precious to a human being than to have good health. With each passing day people are becoming more aware regarding the significance of being healthy and living life to the utmost. But unfortunately in this world, nothing seems to be certain. Always we have surprises and uncertainties bad or good in our life. Often we fall sick or meet an accident. No matter the case is when these take place it can not only deplete our savings but also result in bankruptcy. Following the increasing cost of doctor’s fees, hospital and laboratory fees it is complicated and expensive. Relax, it is here where we at Health Insurance Shop can help you. We offer cheap health insurance plans that can help you a great deal. Despite our affordable prices, you may think that this is quite a costly investment, but not having one will cost you more. For instance, during cancer treatments, all the fees accruing from the doctor’s check up, chemotherapy and laboratory tests may ruin you financially. Or on the other hand medical expenditure resulting from an accident is likely to take a toll on your savings. So having the right insurance plan will act as a savior during such circumstances. The areas that we serve include Angola, IN, Auburn, IN and Huntington IN.
What is covered under our health insurance plans?
Our health insurance plans will cover the below mentioned general categories namely,
- Pediatric services which also include vision and oral care
- Chronic disease management
- Preventive as well as wellness services
- Laboratory services
- Habilitative and rehabilitative devices and services
- Prescription drugs
- Substance abuse disorder and mental health services which also include behavioral health treatment
- Maternity as well as newborn care
- Emergency services
- Ambulatory patient services
To know more about our health insurance plans and packages, contact us right away.
Health insurance is now compulsory
Insurance is a complicated and confusing subject and health insurance is no exception. Fortunately, online tools and information has made it a lot easier to compare plans and find articles that explain your options. For example, you can use the Health Insurance Shop to get a free no obligation quote. They can help you with health insurance solutions in Angola IN or Auburn IN. They can get you maximum coverage for the least amount of money.
Unless you work for the government or a big company, you will need to find your own health insurance solution. If you want the right insurance solution, guidance when it comes to claims and dispute resolutions, speciality insurance and personalised service then you should deal with an independent broker or agent.
With very few exceptions, all US citizens must have health insurance or pay a tax penalty. Individual health insurance is only available for purchase during periods that are known as open enrolment windows. If you don’t have health insurance you could face a tax penalty. You need the minimum coverage for a Bronze plan under the ACA. However, you won’t be subject to a penalty if you get health insurance through your work, or if you are covered by the government. You also won’t be subject to a penalty if your income is below a certain threshold. If you are in prison or an undocumented immigrant, you probably won’t be reading this but you also won’t be subject to a health insurance tax penalty.
In the past if you had a pre-condition it would have been difficult if not impossible to get private or individual health insurance. However, the ACA of 2014 changed all that and you can no longer be refused coverage because of an existing condition. However, your geographical area. age and lifestyle can have an impact on the premium you will pay.
Personal health insurance for medical emergencies
Medical costs and health care costs continue to soar at a dizzy rate which means personal health insurance has become more than a luxury – it is a necessity. If you need personal health insurance for yourself or your family, then you should look at the plans offered by the Health Insurance Shop.
They offer a variety of medical and health insurance plans throughout Angola IN, Auburn IN and Huntington IN. If you want maximum coverage for least amount of cost, they can help.
When you take out health insurance you want to know that you will be covered for extended hospital stays. For example, if you or a loved one is involved in a serious accident you would likely need to stay in hospital for a week or two, if not more. If that is the case, you will be looking at crippling medical and hospital costs. Without proper personal health insurance, you will be paying medical bills for the rest of your life. That is a burden you don’t need.
You also want to be sure you are covered for critical illness. There are many life threatening conditions such as cardiac arrest, cancer, coronary artery disease, stroke, lower respiratory infections, HIV/AIDS, Chronic Obstructive Pulmonary Disease, diabetes and many more. Any of the diseases can inflict you or a love one. Recovering from and surviving such as disease can place unbearable financial strain on your resources – well that is if you don’t have proper medical insurance.
One never knows what life might throw at us. However, you can plan and prepare for some possibilities. For example, if you travel internationally, you would likely take out travel insurance. Well whether you plan to travel or not, you should prepare for medical emergencies. They can happen anywhere anytime, at home or abroad.
Personal health insurance will help you when you need it most.