Group health insurance- features and benefits

People today have become much aware regarding group health insurance and its significance. This insurance plan generally covers the employer, his spouse as well as kids while there are some plans that also covers parents. Most of you may not be aware of what this health insurance is about. As the name states, when a group either in an organization or a family invests in a health insurance policy that will cover more than 50-100 people is called a group insurance policy. Considering its growing demand we at Health Insurance Shop offer these health insurance plans at the best prices. The areas that we serve include the ins and outs of Angola, IN, Auburn IN and Huntington IN.

The benefits of investing in a group insurance policy

  • No medicals- Firstly, you will not require going for a medical check up for yourself or any family members. In fact, you will be covered under the group health policy from your employer and this applies from the very day you receive the policy papers
  • Get maternity benefits as well- a big plus of having this insurance plan is that you will be covered for your wife’s maternity benefits which most individual health insurance plans do not cover at times
  • Low cost affair- another good news is, this insurance plan is up to 40% cheaper compared to individual health plans. In fact the premium which you or maybe your employer will pay per person will be comparatively quite low
  • Preexisting disease clause- since the first day of the policy, both you as well as your parents will be covered under the pre-existing diseases. So for instance if you suffer from malaria you will definitely be covered under this plan. Under the individual health cover, you cannot reap such benefits

If you wish to make the most of this health insurance plan, get in touch with us right away. We are available 24/7 both on chat and over the phone.