Did you know that an Insurance Broker is an agent, but an Insurance Agent is not always an Insurance Broker? Confused? Let me explain the difference, and why people residing in Fort Wayne, New Haven, Kendallville, Auburn, Angola, Decatur, Huntington and surrounding areas might choose one over the other.

Indiana statute requires that any person involved in the sales/solicitation of an insurance product be licensed to do so. Once licensed, we have the opportunity to decide if we want to be an Agent or a Broker. But what is the difference?

Agents are generally individuals who work exclusively for one insurance carrier. Agents generally work for that insurance carrier to sell/service only that carrier’s products.

Brokers, on the other hand, are also agents, but contract with multiple insurance carriers. Since there is no exclusivity, a Broker actually works for the client and simply represent the insurance carriers they contract with.

For those individuals buying insurance in Fort Wayne, Auburn, Angola, Decatur, Bluffton, Huntington, Kendallville, and surrounding areas in NE Indiana, here at Health Insurance Shop, we believe it is to your advantage to work with an insurance professional that works for YOU and can provide options across many carriers available in Indiana.

Health Insurance Shop is your one-stop for all of your health insurance needs. Give us a call today at (260) 484-7010 to find out what your options are.